TAS LINK SUBMITTED AUGUST TOTALS

ISSUING

The active issue of payment cards of TAS Link’s clients in August 2025 increased by +77% compared to August 2024 and by +3% compared to July 2025. Mastercard dominates the structure of payment systems with 88% (significant growth in the structure over the year by +20%)

Dynamics of issuer’s transactions in August 2025: +21% compared to the same period last year and +3% compared to the previous month

The average check size in August 2025 increased by +2% compared to the same period last year and decreased by -8% compared to the previous month

Number of transactions by type of operations on issued cards: +2% and the following structure: POS purchases – 39%, E-com purchases – 19%, P2P – 42%, cash withdrawals – only 0.2%

The geographical structure of issuer’s transactions remains practically unchanged from the previous month: 92% of transactions were carried out within Ukraine, respectively, 8% – abroad

The highest value of the average check for issuer’s transactions is observed in P2P – more than 2300 UAH, purchases in E-com and in POS are about 770 and 400 UAH, respectively (a sharp decrease – a return to the July level)

Changes in the size of the average check: abroad: 0%, in Ukraine: -6%. Second month in a row: the domestic check is larger than the foreign one

87% of issuer transactions fall into three categories: Miscellaneous Stores, Retail Outlet Services, and Business Services. Miscellaneous Stores account for the lion’s share – 54%. The structure of transactions has hardly changed over the month

In terms of MCC, the largest average check is observed in the Miscellaneous stores category: more than 2,000 UAH, as well as 380 UAH in Retail stores, 970 UAH in Business services and 1,750 UAH in other categories

ACQUIRING

The number of transactions of TAS Link’s clients – acquirers in August 2025 increased by +28% compared to August 2024. Monthly dynamics: +8%

The average check size decreased by -2% year-on-year in August, almost in line with the monthly dynamics: +3%

E-com purchases occupy a leading position in the structure of acquiring transactions (55%) and have a significant growth trend: compared to August 2024, these transactions added +12% to the structure

The largest average check is recorded among cash withdrawal transactions: more than 9600 UAH, followed by P2P – more than 2300 UAH

80% of acquiring transactions are generated by 2 categories: Transportation Services and Miscellaneous Stores

Changes in average check sizes: -4% in Miscellaneous Stores and +13% in other categories

E-COMMERCE

The segment of online transactions in August 2025 grew by +34% year-on-year. In the structure of the number of transactions, the lion’s share belongs to E-com purchases (82%). The rest is divided in approximately equal shares by the segments of P2P transfers: Card2Card, Card2Account, Account2Card

In August 2025, compared to the same period last year, we observe an increase in the use of wallets: ApplePay – growth from 31% to 35%, G-Pay – slower: from 11% to 12%. Accordingly, the share of other card entry methods decreased from 58% to 54% over the year

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